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The Buying Process
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The Buying Process 

1) Register with Netforce International Property
Our experienced staff will take as much information as possible about your requirements and the type of property you are looking. With a clear understanding of your requirements we will access all the properties that match your criteria. Full colour brochures are available from our office or can be printed from this website. When you have registered we can keep you constantly updated o­n the latest property information directly to the email address of your choice. In order to secure your new home, we recommend an early viewing.

To register either call us, register o­nline or visit our office.

2) Mortgage
It is advisable to get a mortgage agreed in principle as early as possible, as this will speed up your mortgage application. We are happy to introduce you to our recommended financial advisors Lloyd & White, who have access to every mortgage o­n the market. Their advice is completely free.


3) Viewings
Viewings can be conducted by appointment between 9am - 8pm, 7 days a week.

4) Making an offer
Once you've found a suitable property, we put forward your offer to the seller, both verbally and in writing. Any offer is subject to an offer and reservation contract being signed. At this stage there are no legal obligations o­n either side.

5) Solicitor
A solicitor will be required to handle the legal paperwork involved. It is preferable to use a Spanish solicitor who specializes in conveyancing. We are happy to introduce you to o­ne of our recommended lawyers.

6) Sale agreed
Once your offer is accepted you will need to sign an offer and reservation contract and pay a reservation deposit, this takes the property off the market and sets the agreed purchase price. At this stage we always ensure dates for private purchase contracts and completion are agreed. This is also the time to instruct your mortgage broker to proceed with your mortgage application.
 
7) Property searches
At this point you will need to instruct your solicitor to proceed. They will undertake searches o­n the property, which will reveal, for example, planning consents granted for the property and any local issues. o­nce results of the property search and answers to the preliminary enquiries are received, your solicitor approves the draft contract.
 
8) Formal mortgage offer
A formal mortgage offer will be sent to your solicitor for you to sign. o­nce signed and returned, your mortgage is in place and you are ready to proceed.

9) Private purchase contract
You and the seller sign the private purchase contract. At this stage your solicitor will transfer a deposit (usually 10% of the purchase price) to the seller’s solicitor account.

10) Completion
Depending o­n each parties' personal requirements, completion is generally set a few weeks after signing of private purchase contracts. Residual monies are now transferred from your solicitor to the seller's solicitor's account.

Congratulations, you are now the legal owner of your new Spanish home!

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